Car Breakdown Cover Guide

Having your car breakdown is no fun. In fact, it usually happens at the worst time, like when you are running late for work or trying to get to an important event.

Here's a look at the most trusted breakdown companies in the UK...

The AA, RAC and Green Flag Breakdown Cover

Key: I = Included O = Optional

Standard Breakdown Cover Packages (fixed at the roadside)

Rescue

I

O

O

I

I

-

Roadside

I

O

O

I

O

Up to 42.5%

Roadside

I

O

I

O

Up to 25%

When you have a break down, there are definitely some important things that you'll need to remember for the safety of you and your vehicle. It's important that you are prepared for this event to happen, because chances are you will deal with a car breakdown at some point in time.

So, here are some important safety tips that you need to remember if you have to deal with the breakdown of your vehicle.

Get Off the Road

The first thing you need to do if a car breakdown occurs to you is get off the road. Many vehicles have been hit by other vehicles because they were not able to get off the road when a breakdown occurred. Do your best to coast to the side of the road when the problem hits.

If you are not able to, see if you can get a couple people to help you push your vehicle out of traffic. This way your vehicle is not a hazard sitting in the middle of the road. You can avoid some of the main dangers of a car breakdown just by making sure you get the vehicle off the road where it is safer for you and the vehicle.

Avoid Getting Out in Traffic

Another thing you need to do when you are dealing with a break down is to avoid getting out of the vehicle into traffic. Many people have been hit by oncoming vehicles because they stepped out in traffic when their vehicle broke down.

If you need to get out and you can't get out the driver's door, try going out the passenger side door, even though this may be a bit awkward. This will keep you safer when you exit the car and you are less likely to be hit by a vehicle. You don't want to put yourself in danger when you have a break down, so carefully get out of your vehicle if you have to.

Assess the Situation

It's a good idea to assess the situation when you have a car breakdown. You may not always know what has gone wrong, but in some cases you'll be able to figure it out. Check to see if it is your tyre that is the problem, check the fuel gauge to see if you have run out of petrol or diesel.

Even if you are not knowledgeable about vehicles, assessing the situation can help you to have some idea as to what caused the car breakdown to occur in the first place.

Have Quality Breakdown Cover

Having quality breakdown cover is definitely important when you break down. If you have good cover and you have a car breakdown, you'll be able to get help without a huge out of pocket expense.

Although you can't purchase this cover when you breakdown, it's a good idea to make sure you protect yourself with this type of cover before you even get out there on the road. This way if a break down occurs, you have options available and help you can call.

Call for Help

When you have a car breakdown, call for help. This definitely works out best if you already have car breakdown cover. With good cover, you'll soon have rescue vehicles coming to your aid to help you out. Often they'll be able to fix the problem right there on the road so you can get going again.

Of course there are some things that can cause a car breakdown that may not be able to be fixed right away, but you'll still get the tow you need. So, ensure you have great car breakdown cover and when you do have a breakdown, call for help as soon as possible.

Take a closer look at the different levels of cover offered by Britain's best breakdown providers, (see below).

The AA, Green Flag and RAC Breakdown Comparison

Key: I = Included O = Optional

Standard Breakdown Cover Packages (fixed at the roadside)

Rescue

I

O

O

I

I

-

Roadside

I

O

O

I

O

Up to 42.5%

Roadside

I

O

I

O

Up to 25%

Roadside, Rescue & Home Call-Out Packages

Rescue Plus

I

I

O

O

I

I

-

Roadside, Home Start

I

I

O

O

I

O

I

Up to 42.5%

Home Cover

I

I

O

I

O

I

Up to 25%

Roadside & Breakdown Recovery Packages

Recovery

I

I

O

O

I

I

-

Roadside, Relay

I

I

O

O

I

O

I

Up to 42.5%

Recovery

I

I

O

O

I

O

I

Up to 25%

Roadside, Breakdown Recovery & Onward Travel Package

AA Only Roadside, Relay Plus

I

I

I

O

O

I

O

I

Up to 42.5%

Roadside, Breakdown Recovery & Home Call-Out Packages

Roadside, Relay, Home Start

I

I

I

O

O

I

O

I

Up to 42.5%

Recovery + Home

I

I

I

O

O

I

O

I

Up to 25%

Comprehensive Roadside, Breakdown Recovery, Home Call-Out & Onward Travel Packages

Recovery Plus

I

I

I

I

O

O

I

I

N/A

Roadside, Relay plus, Home Start

I

I

I

I

O

O

I

O

I

Up to 42.5%

Comprehensive Cover

I

I

I

I

O

I

O

I

Up to 25%

Take a closer look at the AA.

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