Joint Breakdown Cover

Joint breakdown cover allows you and your partner to be included in one policy, (under the same household). Joint cover saves you money over the year and it makes you feel better knowing your both covered if you breakdown. Compare the best joint breakdown options. (See below)

The AA, Green Flag and RAC Joint Breakdown Comparison

Key: I = Included O = Optional

Standard Breakdown Cover Packages (fixed at the roadside)

Rescue

I

O

O

O

O

O

I

I

-

Roadside

I

O

O

O

O

O

I

O

I

Up to 25%

Roadside

I

O

O

O

O

I

O

I

Up to 25%

Today it is definitely important that you think about the level of cover you go for when it comes to breakdown assistance. However, you also need to consider if you are the one driving the car or if others happen to drive the car as well. You see, there are several types of cover to consider, one of which is joint breakdown recovery.

Two basic types of cover are out there, including personal cover and vehicle based cover. Vehicle based cover can be broken down into single cover, joint breakdown cover, and family breakdown cover. Here is a look at the important aspects of joint breakdown insurance.

What Does it Include?

You may be wondering what exactly joint cover actually includes. Well, this type of cover is designed to cover two people. It doesn't matter who the two people are, but they are required to reside at the same address to get this type of cover together.

If you don't live at the same address, you are not able to get joint breakdown cover, even if you are related, dating, or married. This is different than family cover as well. You'll find that family cover is for the whole family, while joint breakdown will only end up offering cover for two people.

Is it More Expensive?

Many people wonder if this type of cover is more expensive than single cover. Well, this all depends. Often you are able to get joint breakdown cover for very little more than the single cover will cost. The benefit is that this covers two people. In the long run when you consider what you would pay for two separate plans for two people, there is the potential to save money when you go with a joint breakdown policy.

Single vs. Joint - Which is Right for You

So, how do you decide whether single or joint breakdown cover is the right option for you? Well, it's actually fairly simple. If you live alone and you are the only one driving your vehicle, then the single cover is going to offer you what you need.

However, if you have partner living with you and they need to have this cover as well, it is a better option to go along with joint cover. This is the best option for the needs of two people in most cases.

How to Find the Best Policy and Price

When you have decided that you want to go with joint breakdown cover, it is definitely a good idea to find the best policy and price for your needs. Usually you can find this type of cover for a great deal and it's often not much more expensive than the single breakdown cover. The best way to find a good policy and a good price is to compare the options that various breakdown companies have to offer.

After you see what several companies have to offer you, then make the choice. Just make sure you select the joint breakdown cover that will take care of your needs for an affordable price.

• Compare The AA vs. Green Flag
• Compare The RAC vs. Green Flag
• Compare The AA vs. RAC

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