Single Breakdown Cover

Single breakdown cover is a breakdown policy you can take out on your name, this policy can include vehicle only cover or personal cover options. Vehicle cover only will recovery your named vehicle to a local garage for repair, while personal cover will recovery you in any vehicle. (See below)

The AA, Green Flag and RAC Breakdown Comparison

Key:
I = Included
O = Optional

Standard Breakdown Cover Packages (fixed at the roadside)

Rescue

Vehicle

Roadside

Up to
42.5%

Personal

Roadside

Up to
25%

Personal

If you are looking for a single breakdown policy, you'll find that many options are available to you. It's important that you have this type of cover, but having the right cover for your needs is just as important. One type of cover out there is known as single cover and it is important that you understand what this cover is all about. Here is a closer look at single cover, when it is right for you, and other important information.

Understanding Single Breakdown Cover

First of all, you need to fully understand single cover and all that it includes. Basically single breakdown cover is a type of cover that only covers just one person. Of course it can cover that person as either the driver of the vehicle or the passenger. So, whether you are driving the vehicle or you are a passenger in the vehicle, you are covered when you have single cover. This is different than both joint and family cover.

When is This the Right Option

So when is going with single breakdown cover the right option for you? Well, usually when it is the best option is when you are a single person and don't have other drivers in your family. This cover will cover you and you alone, so if you only have yourself to worry about, this is a good option that is quite cost effective. In fact, this is one of the cheaper types of breakdown cover out there and it will meet your needs.

The great thing is, even if you are a passenger with someone else, you still will have cover because you are in the vehicle, which can definitely be a great feature to have.

Will Your Partner Be Covered?

One of the most common questions about single breakdown cover is whether or not your partner will be covered, even if you happen to drive the very same vehicle. Well, the answer is that the policy only will cover you. It doesn't actually cover the vehicle, so your partner would not actually be covers.

In order to cover your partner as well as yourself, you will need to go with joint breakdown cover, which will require that the two of you live at the same address in order to get this type of cover.

Choosing the Policy that is Right for You

Whether you need single breakdown or another type of cover, it is very important that you choose the policy that is right for you. If you are by yourself and you need this type of cover, then going with a single breakdown cover policy is going to work out. However, if you have a partner or a family that includes other drivers, the single breakdown is not going to be enough for your needs.

You'll need to go with joint or family cover. Before you choose a policy, make sure you are aware of your needs, and then make the purchase of the policy that will best meet all of your needs for a price that is affordable to you. In some cases, single breakdown cover may be the right choice.

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